LOAN APPLICATION/CLOSING PROCESS
Answers to your questions
Q: Can I still apply if I don’t live near one of your stores?
A: Yes. We have the ability to make loans to any Texas residents.
Q: How can I apply for a loan?
A: Making your loan request is easy at IIC Finance. There are several options. You can contact one of our three locations by phone, apply in person, or apply online from your computer or mobile device at a time that is convenient for you. In less than 5 minutes, we will have all the information we need to process your application and get you an answer in less than 1 hour. If you apply after hours or on the weekend, your application will be processed immediately the next business day.
Q: How long does it take to process my loan application?
A: We can usually complete your application and get you an answer within an hour.
Q: Once my loan is approved, how long does it take to get my check?
A: For local loans, you could receive your proceeds within an hour. For loans made out of area, processing should be done within an hour and your proceeds will be subject to mail delivery. In addition, you can count on a loan with no hidden fees or additional costs, guaranteed.
Q: Can I sign my loan papers online?
A: No. Loans will have to be signed either in the office or through the US Postal service.
Q: What items do I need to bring to my loan closing?
A: You will need to bring your identification and social security card. In addition, you will need to provide us with the names and phone numbers alternate contacts. For out of area loans you may send us a photo of your identification and social security card in a text, email, or mail us a photo copy.
Q: How long does the loan closing take?
A: We understand that your time is valuable. Therefore, we try to get the paperwork completed and hand you a check in 15 minutes or less. However, we will give you as much time as needed, because we want to make sure all your questions are answered and you fully understand the terms of your new loan.
Q: If I apply online, when will I know if my loan is approved?
A: Online applications are processed just as quickly as applications submitted in person or by phone – usually in one hour or less. Please keep in mind that your loan request will only be processed during normal business hours. If you apply after hours or on the weekend, your application will be processed immediately the next business day.